Personal project to compare Savings Accounts

My pick filter highlights referral bonus offers and banks with fewer restrictions or limits, not just the highest rates.

ING

Savings Booster

Savings Account

Max Rate

4-Month Promo

5.40%

6.00%

↗ Offer

📊 5.40% on first $500k, 2.25% on $500k–$2.0M

Base 2.25%

Bonus +3.15%

Min Balance —

💰

Withdrawals Allowed

🎂

Age Limit 18 and over

🌍

Eligibility Australian residential address

📥

Min Deposit $1,00 / Month

🧮

Calculated Daily

🗓️

Interest Paid Monthly

📝 Requires Orange Everyday and to grow balance each month. Not compatible with ING baking app. Requires the new app called "Do your thing"

UBank

Saving Account

Savings Account

Max Rate

4-Month Promo

5.10%

5.85%

↗ Offer

📊 5.10% on first $1.0M

Base 5.10%

Bonus —

Min Balance —

💰

Withdrawals Allowed

🎂

Age Limit 16 and over

📥

Min Deposit $1 / Month

🧮

Calculated Daily

🗓️

Interest Paid Monthly

📝 Grow balance each month. Open your account using referral code 9YWS1NL and earn $30 when you make 5 eligible card purchases within the first 30 days.

MOVE Bank

Growth Saver

Savings Account

Max Rate

5.65%

↗ Offer

📊 5.60% on first $25k, 0.10% above $25k

Base 0.10%

Bonus +5.55%

Min Balance —

💰

Withdrawals Void bonus

💳

Account Fees No Monthly Fee

📥

Min Deposit $2,00 / Month

🧮

Calculated Daily

🗓️

Interest Paid Monthly

📝 Grow balance each month

ING

Savings Maximiser

Savings Account

Max Rate

5.50%

↗ Offer

📊 5.50% on first $100k, 0.01% above $100k

Base 0.01%

Bonus +5.49%

Min Balance —

💰

Withdrawals Allowed

📥

Min Deposit $1,000 / Month

🔄

Transactions 5+ Card Transactions / Month

🧮

Calculated Daily

🗓️

Interest Paid Monthly

📝 Grow balance each month. Meeting the requirements in one month qualifies you for interest paid at the end of the following month

Bank of QLD

Smart Saver

Savings Account

Max Rate

5.40%

↗ Offer

📊 5.35% on first $250k, 0.05% above $250k

Base 0.05%

Bonus +5.35%

Min Balance —

💰

Withdrawals Allowed

🎂

Age Limit 36 and over

🌍

Eligibility Australian residential address

📥

Min Deposit $1,000 / Month

🔄

Transactions 5+ Card Transactions / Month

🧮

Calculated Daily

🗓️

Interest Paid Monthly

📝 Meeting the requirements in one month qualifies you for interest paid at the end of the following month

Rabobank Aus

PremiumSaver Account

Savings Account

Max Rate

5.40%

↗ Offer

📊 5.40% on first $250k, 3.75% above $250k

Base 0.65%

Bonus +4.75%

Min Balance —

💰

Withdrawals Allowed

📥

Min Deposit $200 / Month

🧮

Calculated Daily

🗓️

Interest Paid Monthly

📝 Grow balance each month

Judo Bank

Personal Savings Account

Savings Account

Max Rate

5.35%

↗ Offer

📊 5.35% on first $250k, 4.80% on $250k–$1.0M

Base 0.05%

Bonus +5.30%

Min Balance —

💰

Withdrawals Allowed

📥

Min Deposit $300 / Month

🧮

Calculated Daily

🗓️

Interest Paid Monthly

📝 No BPAY or Osko (instant transfer)

ME Bank

HomeME with a SpendME

Savings Account

Max Rate

5.35%

↗ Offer

📊 5.35% on first $1.0M, 0.05% above $1.0M

Base 0.05%

Bonus +5.30%

Min Balance —

💰

Withdrawals Allowed

📥

Min Deposit $2,000 / Month

🧮

Calculated Daily

🗓️

Interest Paid Monthly

Macquarie Bank

Savings account

Savings Account

Max Rate

4-Month Promo

5.00%

5.35%

↗ Offer

📊 5.00% on first $2.0M, 2.75% above $2.0M

Base 5.00%

Bonus —

Min Balance —

💰

Withdrawals Allowed

🧮

Calculated Daily

🗓️

Interest Paid Monthly

📝 Promo interest up to $250K

Up Bank

Grow & Flow

Savings Account

Max Rate

5.35%

↗ Offer

📊 5.35% on first $250k, 2.00% above $250k

Base 2.00%

Bonus +3.35%

Min Balance —

💰

Withdrawals Void bonus

🔄

Transactions 5+ Card Transactions / Month

🧮

Calculated Daily

🗓️

Interest Paid Monthly

Great Southern

Home Saver

Savings Account

Max Rate

5.25%

↗ Offer

📊 5.25% on first $100k, 0.50% above $100k

Base 0.50%

Bonus +4.75%

Min Balance —

💰

Withdrawals Allowed

📥

Min Deposit $2,000 / Month

🔄

Transactions 5+ Card Transactions / Month

🧮

Calculated Daily

🗓️

Interest Paid Monthly

P&N Bank

Savvy Saver

Savings Account

Max Rate

5.25%

↗ Offer

📊 5.25% on first $100k, 0.20% above $100k

Base 0.20%

Bonus +5.05%

Min Balance —

💰

Withdrawals Allowed

📥

Min Deposit $5,00 / Month

🔄

Transactions 5+ Card Transactions / Month

🧮

Calculated Daily

🗓️

Interest Paid Monthly

AMP Bank

GO Save

Savings Account

Max Rate

5.10%

↗ Offer

📊 5.10% on first $500k, 4.25% on $500k–$5.0M

Base 5.10%

Bonus —

Min Balance —

💰

Withdrawals Allowed

🎂

Age Limit 15 and over

🌍

Eligibility Australian resident

🧮

Calculated Daily

🗓️

Interest Paid Monthly

ANZ Bank

Growth Saver

Savings Account

Max Rate

5.10%

↗ Offer

Base 0.10%

Bonus +5.00%

Min Balance —

💰

Withdrawals Allowed

🎂

Age Limit 15 and over

🌍

Eligibility Australian residential address

📥

Min Deposit $1,00 / Month

🧮

Calculated Daily

🗓️

Interest Paid Monthly

📝 Grow balance each month

Revolut

Savings Ultra

Savings Account

Max Rate

5.05%

↗ Offer

📊 5.05% on first $250k, 4.35% on $250k–$1.0M

Base 5.05%

Bonus —

Min Balance —

💰

Withdrawals Allowed

💳

Account Fees $99.99 / Month

🧮

Calculated Daily

🗓️

Interest Paid Daily

📝 Additional benefits as per https://www.revolut.com/en-AU/our-pricing-plans/

CommBank

GoalSaver

Savings Account

Max Rate

5.00%

↗ Offer

Base 0.25%

Bonus +4.75%

Min Balance —

💰

Withdrawals Allowed

🎂

Age Limit Are 18 years or older

🌍

Eligibility Australian residential address

📥

Min Deposit 1c / Month

🧮

Calculated Daily

🗓️

Interest Paid Monthly

📝 Grow balance each month

NAB

Reward Saver

Savings Account

Max Rate

5.00%

↗ Offer

Base 0.01%

Bonus +4.99%

Min Balance —

💰

Withdrawals Void bonus

📥

Min Deposit $1 / Month

🧮

Calculated Daily

🗓️

Interest Paid Monthly

📝 Grow balance each month

Westpac

Life

Savings Account

Max Rate

5.00%

↗ Offer

Base 0.10%

Bonus +4.90%

Min Balance $0

💰

Withdrawals Allowed

📥

Min Deposit $1 / Month

🧮

Calculated Daily

🗓️

Interest Paid Monthly

📝 Grow balance each month

Logo	Bank	Base Rate	Max Rate	Min Balance	Tiers	Min Deposit	Transactions	Withdrawals	Action
	ING Savings Booster	2.25%	5.40% 6.00% First 4 Months	—	📊 5.40% on first $500k, 2.25% on $500k–$2.0M	$1,00 / Month	—	Allowed	↗ Offer
	UBank Saving Account	5.10%	5.10% 5.85% First 4 Months	—	📊 5.10% on first $1.0M	$1 / Month	—	Allowed	↗ Offer
	MOVE Bank Growth Saver	0.10%	5.65% 5.65%	—	📊 5.60% on first $25k, 0.10% above $25k	$2,00 / Month	—	Void bonus	↗ Offer
	ING Savings Maximiser	0.01%	5.50% 5.50%	—	📊 5.50% on first $100k, 0.01% above $100k	$1,000 / Month	5+ Card Transactions / Month	Allowed	↗ Offer
	Bank of QLD Smart Saver	0.05%	5.40% 5.40%	—	📊 5.35% on first $250k, 0.05% above $250k	$1,000 / Month	5+ Card Transactions / Month	Allowed	↗ Offer
	Rabobank Aus PremiumSaver Account	0.65%	5.40% 5.40%	—	📊 5.40% on first $250k, 3.75% above $250k	$200 / Month	—	Allowed	↗ Offer
	Judo Bank Personal Savings Account	0.05%	5.35% 5.35%	—	📊 5.35% on first $250k, 4.80% on $250k–$1.0M	$300 / Month	—	Allowed	↗ Offer
	ME Bank HomeME with a SpendME	0.05%	5.35% 5.35%	—	📊 5.35% on first $1.0M, 0.05% above $1.0M	$2,000 / Month	—	Allowed	↗ Offer
	Macquarie Bank Savings account	5.00%	5.00% 5.35% First 4 Months	—	📊 5.00% on first $2.0M, 2.75% above $2.0M	—	—	Allowed	↗ Offer
	Up Bank Grow & Flow	2.00%	5.35% 5.35%	—	📊 5.35% on first $250k, 2.00% above $250k	—	5+ Card Transactions / Month	Void bonus	↗ Offer
	Great Southern Home Saver	0.50%	5.25% 5.25%	—	📊 5.25% on first $100k, 0.50% above $100k	$2,000 / Month	5+ Card Transactions / Month	Allowed	↗ Offer
	P&N Bank Savvy Saver	0.20%	5.25% 5.25%	—	📊 5.25% on first $100k, 0.20% above $100k	$5,00 / Month	5+ Card Transactions / Month	Allowed	↗ Offer
	AMP Bank GO Save	5.10%	5.10% 5.10%	—	📊 5.10% on first $500k, 4.25% on $500k–$5.0M	—	—	Allowed	↗ Offer
	ANZ Bank Growth Saver	0.10%	5.10% 5.10%	—	—	$1,00 / Month	—	Allowed	↗ Offer
	Revolut Savings Ultra	5.05%	5.05% 5.05%	—	📊 5.05% on first $250k, 4.35% on $250k–$1.0M	—	—	Allowed	↗ Offer
	CommBank GoalSaver	0.25%	5.00% 5.00%	—	—	1c / Month	—	Allowed	↗ Offer
	NAB Reward Saver	0.01%	5.00% 5.00%	—	—	$1 / Month	—	Void bonus	↗ Offer
	Westpac Life	0.10%	5.00% 5.00%	$0	—	$1 / Month	—	Allowed	↗ Offer